Small Business Administration (SBA)

Panhandle State Bank is here to help small businesses succeed. As the engine for economic growth in our local economy, small business success is the primary concern of our SBA professionals. As a SBA Preferred Lender, we help small business owners succeed by providing strong support in primarily three areas: financial assistance, management assistance, and procurement assistance. We believe banking should be about people and long-term relationships. We feel your business should be partnered with a bank and banker that are flexible, have local decision-making authority, and are truly long-term partners. That partnership should be about bringing creative solutions tailored to meet the needs of your business and to help you achieve your goals. Our goal is to build – “A personal relationship every customer values for life.”

TYPES OF FUNDING LOANS
Through our SBA program, we help small businesses obtain start up loans, business funding, merchant cash advance as well as loans to operate and expand operations. SBA loans are available for most business purposes. Business Funding, Financing and Business Loan proceeds can be used for:

• Machinery and Equipment
• Furniture and Fixtures
• Business Acquisition
• Commercial Real Estate
• Supplies and Inventory
• Working Capital
• Leasehold Improvements

Refinancing of existing business debt is possible as well (special guidelines apply). We also have several short term funding options now available including short term unsecured funding from companies like 1st Global Capital, AdvantageMCA, Elite Merchant Funding.

Panhandle State Bank is committed to delivering customized business solutions for your financial needs. We will assist you through the eligibility and application process, making it as easy as possible for you. Contact us today to learn more about your Small Business Solutions. We look forward to serving you.

Click below to download our SBA applications.
SBA Application | SBA Client Checklist

For additional information about the Small Business Administration, please click on the following link:
www.SBA.gov

SMALL BUSINESS ADMINISTRATION STAFF

For more information about PSB SBA loans, email us at sba@panhandlebank.com, visit us at any of our branches or contact a member of our Small Business Administration staff below. We’ll get back to you right away. It’s the way we do business – Exactly Like No Other Bank.

• Debbi Smith, Vice President / SBA Center Manager
  Coeur d’Alene, ID (208) 666-6168
• Michele Groves, SBA Production Assistant / Credit Analyst
  Coeur d’Alene, ID (208) 666-6176
• Micheal Brown, Business Development Officer
  Direct Line (208) 665-3975, michealb@panhandlebank.com
• Bonnie Fairfield, Loan Production Assistant
  Direct Line (208) 415-5728, bonnief@panhandlebank.com
• Jillian Gulman, Credit Analyst/Loan Production Assistant
  Direct Line (208) 415-5706, jilliang@panhandlebank.com
  

• SBA Fax Line (208) 415-5719