COMMUNITY SAVINGS
Our standard savings account for individuals, partnerships, and corporations.

• No monthly service charge with average daily balance of $200
• Average Daily Balance of $200 required to earn interest
• No charge for first three (3) withdrawals per month

MINOR/SENIOR SAVINGS
An account designed for senior citizens, age 55 and over, and to minors under the age of 18 years.

• No monthly service charge
• No minimum balance requirement to earn interest
• No charge for first three (3) withdrawals per month

MERCHANT SERVICE SAVINGS ACCOUNT
A merchant credit card account designed with a 1 fee flat rate in mind. No Qualifieid or Unqualified rate designations.

• No monthly service charge with processing at least $500 a month
• No Annual Fees and No Early Termination Fees
• No Setup fees, One low rate for all credit card types. See this website for a rates comparison
• Free credit card machine for qualifieid merchants

HEALTH SAVINGS ACCOUNT (HSA)
A HSA is a special tax-sheltered savings account for medical bills. This account offers lower premiums, lower taxes, freedom of choice and more cash at retirement.

• No minimum deposit to open this account
• Interest Bearing
• Allows you to deposit and withdraw funds
• Limit of 6 withdrawals and/or transfers combined per month to avoid $1 service charge per transaction after the initial six transactions
• Monthly Statement
• Debit Card Included

MARKET PLUS SAVINGS
A money market savings account designed for individuals and businesses with limited check writing needs, and who are able to maintain a $2,500 balance.

• Features a competitive tiered interest rate on all account balances
• No monthly service charge with average minimum daily balance
• No limit on the number of withdrawals made in person or by mail